Get the Book on Advising Clients About Re-Entering Student Loan Repayment

The original freeze on student loan payments was implemented during COVID under the Trump administration on March 20, 2020, due to economic and financial uncertainty across the country. In addition to pausing payments, the government also issued a zero percent interest rate on loan payments, meaning interest on unpaid student loans would not accrue during the time of the freeze.

Since student loan borrowers have not been required to make payments for more than three years, and many students have graduated during this period and have never had to make payments on their loans, this document can be used to help prepare for re-entering repayment.  Request the e-book for details on advising clients on how to prepare for the restart of payments.