Patrick Michaud

The Bauer Group of Horace Mann partners with school districts,individual educators and their families to plan for retirement, student loan debt forgiveness,wealth management, and insurance solutions.

4180 Thielman Lane #108 ,  Saint Cloud, MN   320-251-9103  
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Patrick Michaud

The Bauer Group has been serving the Central Minnesota educational community for over 30 years. Beginning with student loan debt forgiveness options, contributions to retirement accounts, individual investment accounts, and personal insurance needs, we provide solutions for accumulation and asset protection during your career.

The Bauer Group works with clients at retirement time to maximize retirement benefits, including a comprehensive plan to distribute assets to match retirement goals.

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FINRA/CRD: 6021896/40246405

Focus Areas

  • Student loans
  • Comprehensive financial planning
  • Budget and debt management
  • Investment management
  • Estate planning
  • Long term care
  • annuities
  • Retirement planning
  • Insurance
  • Personal Taxes
  • Healthcare